:root {
  --invesco-blue: #000AD2;
  --navy: #000078;
  --royal: #001A7A;
  --blue-hover: #262FD9;
  --cyan: #5FF0FF;
  --ice: #F3FAFF;
  --mist: #E6F4FE;
  --pale: #D4EDFD;
  --ink: #0A1331;
  --text: #0A1331;
  --muted: #4B5166;
  --line: #D7DCE8;
  --cream: #FFFFFF;
  --danger: #A11F3A;
  /* Shared tonal gradients: navy / electric blue, cyan, ice and white only. */
  --gradient-primary: linear-gradient(115deg, var(--navy) 0%, var(--invesco-blue) 100%);
  --gradient-primary-hover: linear-gradient(115deg, var(--royal) 0%, var(--blue-hover) 100%);
  --gradient-cyan: linear-gradient(110deg, var(--cyan) 0%, var(--mist) 100%);
  --gradient-cyan-hover: linear-gradient(110deg, var(--cyan) 0%, var(--ice) 100%);
  --gradient-hero: linear-gradient(125deg, var(--mist) 0%, var(--ice) 48%, #fff 90%);
  --gradient-wash: linear-gradient(135deg, var(--ice) 0%, var(--mist) 100%);
  --gradient-card: linear-gradient(145deg, #fff 35%, var(--ice) 100%);
  --gradient-dark: linear-gradient(115deg, var(--navy) 0%, var(--royal) 58%, var(--invesco-blue) 100%);
  --gradient-footer: linear-gradient(140deg, var(--royal) 0%, var(--navy) 65%, var(--invesco-blue) 100%);
  --gradient-accent: linear-gradient(90deg, var(--invesco-blue) 0%, var(--cyan) 100%);
  --max: 1120px;
  --header-h: 76px;
  --sans: "Plus Jakarta Sans", Graphik, Arial, Helvetica, sans-serif;
  --serif: "Newsreader", "InvescoEditor", Georgia, "Times New Roman", serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--text);
  background: #fff;
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--invesco-blue); }
a:hover { color: var(--blue-hover); }

.skip-link {
  position: absolute;
  left: 1rem;
  top: -40px;
  background: var(--invesco-blue);
  color: #fff;
  padding: 0.5rem 0.8rem;
  z-index: 100;
}
.skip-link:focus { top: 0.75rem; }

.wrap {
  width: min(var(--max), calc(100% - 2.5rem));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-h);
  gap: 1rem;
}
.brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  color: var(--navy);
}
.brand img { width: 40px; height: 40px; }
.brand-name {
  font-family: var(--sans);
  font-size: 1.15rem;
  line-height: 1.1;
  font-weight: 600;
  letter-spacing: -0.02em;
}
.brand-sub {
  display: block;
  font-size: 0.66rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 0.18rem;
  font-weight: 500;
}
.site-nav {
  display: flex;
  align-items: center;
  gap: 1.4rem;
}
.site-nav a {
  text-decoration: none;
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 500;
}
.site-nav a[aria-current="page"] {
  color: var(--invesco-blue);
  box-shadow: inset 0 -2px 0 var(--invesco-blue);
  padding-bottom: 2px;
}
.site-nav a:hover { color: var(--invesco-blue); }
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line);
  color: var(--navy);
  width: 42px;
  height: 42px;
  border-radius: 4px;
  cursor: pointer;
}
.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  display: block;
  width: 18px;
  height: 1.5px;
  background: currentColor;
  position: relative;
  margin: 0 auto;
}
.nav-toggle span::before,
.nav-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
}
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  font-family: var(--sans);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0;
  padding: 0.9rem 1.35rem;
  border-radius: 4px;
  transition: background 0.2s ease, color 0.2s ease, box-shadow 0.2s ease;
}
.btn:focus-visible, .site-nav a:focus-visible, .brand:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible {
  outline: 2px solid var(--invesco-blue);
  outline-offset: 3px;
}
.btn-primary { background: var(--gradient-primary); color: #fff; }
.btn-primary:hover { background: var(--gradient-primary-hover); color: #fff; }
.btn-copper { background: var(--gradient-cyan); color: var(--navy); }
.btn-copper:hover { background: var(--gradient-cyan-hover); color: var(--navy); }
.btn-ghost {
  background: transparent;
  color: var(--navy);
  border: 1.5px solid var(--navy);
}
.btn-ghost:hover { background: var(--gradient-primary); color: #fff; }

.hero {
  padding: 5.8rem 0 4.8rem;
  background: var(--gradient-hero);
  border-bottom: 1px solid var(--line);
}
.eyebrow {
  font-family: var(--sans);
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--invesco-blue);
  font-weight: 600;
  margin: 0 0 1rem;
}
h1, h2, h3, .display {
  font-family: var(--serif);
  font-optical-sizing: auto;
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--navy);
  line-height: 1.12;
}
h1 {
  font-size: clamp(2.7rem, 6.2vw, 4.6rem);
  margin: 0 0 1.25rem;
  max-width: 16ch;
}
h2 { font-size: clamp(2rem, 4vw, 2.9rem); margin: 0 0 1rem; }
h3 { font-size: 1.6rem; margin: 0 0 0.55rem; }
.lede {
  font-size: 1.2rem;
  max-width: 40rem;
  color: var(--muted);
  margin: 0 0 2rem;
  font-weight: 400;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; }
.rule {
  width: 48px;
  height: 3px;
  background: var(--invesco-blue);
  border: 0;
  margin: 0 0 1.5rem;
}

section { padding: 4.6rem 0; }
.section-head { max-width: 38rem; margin-bottom: 2.5rem; }
.muted { color: var(--muted); }

.grid-4, .grid-3, .grid-2 {
  display: grid;
  gap: 1.2rem;
}
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--gradient-card);
  border: 1px solid var(--line);
  padding: 1.55rem 1.4rem 1.6rem;
  border-radius: 4px;
}
.card .num {
  font-family: var(--serif);
  color: var(--invesco-blue);
  font-size: 2rem;
  display: block;
  margin-bottom: 0.55rem;
  line-height: 1;
}
.card p { margin: 0; color: var(--muted); }
.card h3 { margin-bottom: 0.45rem; }

.band { background: var(--gradient-dark); color: #fff; }
.band h2, .band h3 { color: #fff; }
.band .muted, .band p { color: #D5D9EE; }
.band .eyebrow { color: var(--cyan); }
.band-paper { background: var(--gradient-wash); }

.quote {
  font-family: var(--serif);
  font-size: clamp(1.85rem, 3.4vw, 2.55rem);
  line-height: 1.25;
  max-width: 20em;
  margin: 0 auto;
  text-align: center;
  color: var(--navy);
}
.quote-mark { color: var(--invesco-blue); }

.cta-panel {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  align-items: center;
  border-top: 1px solid var(--line);
  padding-top: 1rem;
}

.prose { max-width: 42rem; }
.prose p { margin: 0 0 1rem; }
.list-plain { padding-left: 1.1rem; color: var(--muted); }
.list-plain li { margin-bottom: 0.45rem; }

.service {
  padding: 1.75rem 0;
  border-top: 1px solid var(--line);
}
.service:first-of-type { border-top: 0; padding-top: 0; }
.kicker {
  font-family: var(--sans);
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--invesco-blue);
  font-weight: 600;
  margin: 0 0 0.35rem;
}

.steps { counter-reset: step; }
.step {
  display: grid;
  grid-template-columns: 4.5rem 1fr;
  gap: 1rem;
  padding: 1.4rem 0;
  border-top: 1px solid var(--line);
}
.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  font-family: var(--serif);
  font-size: 1.9rem;
  color: var(--invesco-blue);
}

.note {
  background: var(--gradient-wash);
  border-left: 3px solid var(--invesco-blue);
  padding: 1rem 1.15rem;
  color: var(--muted);
  font-size: 0.98rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 2.5rem;
  align-items: start;
}
.detail { margin: 0 0 1.15rem; }
.detail dt {
  font-family: var(--sans);
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.2rem;
  font-weight: 600;
}
.detail dd { margin: 0; }
.detail a { color: var(--navy); text-decoration: none; border-bottom: 1px solid var(--invesco-blue); }
.detail a:hover { color: var(--invesco-blue); }

label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  margin: 0 0 0.35rem;
}
.field { margin-bottom: 1rem; }
input, select, textarea {
  width: 100%;
  border: 1px solid var(--line);
  background: #fff;
  color: var(--text);
  padding: 0.75rem 0.8rem;
  font: inherit;
  font-size: 1rem;
  border-radius: 4px;
}
textarea { min-height: 8rem; resize: vertical; }
.check {
  display: flex;
  gap: 0.6rem;
  align-items: flex-start;
  font-size: 0.95rem;
  color: var(--muted);
}
.check input { width: auto; margin-top: 0.35rem; }
.error {
  color: var(--danger);
  font-size: 0.86rem;
  min-height: 1.1em;
  margin: 0.3rem 0 0;
}
.form-status {
  display: none;
  margin-top: 1rem;
  padding: 1rem 1.1rem;
  background: var(--gradient-wash);
  border: 1px solid var(--pale);
  color: var(--navy);
}
.form-status.is-visible { display: block; }
.form-status p { margin: 0 0 0.8rem; }

.site-footer {
  background: var(--gradient-footer);
  color: #D5D9EE;
  padding: 3rem 0 1.5rem;
  margin-top: 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.14);
}
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover { color: var(--cyan); }
.site-footer .brand { color: #fff; margin-bottom: 0.8rem; }
.site-footer .brand-sub { color: #B8BEE0; }
.site-footer h3 {
  color: #fff;
  font-family: var(--sans);
  font-size: 0.95rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 0.7rem;
}
.foot-list { list-style: none; padding: 0; margin: 0; }
.foot-list li { margin-bottom: 0.4rem; }
.legal {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  padding-top: 1.1rem;
  font-size: 0.88rem;
  color: #A8AEC8;
}

.reveal { opacity: 0; transform: translateY(12px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

@media (max-width: 900px) {
  .grid-4, .grid-3 { grid-template-columns: 1fr 1fr; }
  .contact-grid, .footer-grid, .cta-panel { grid-template-columns: 1fr; display: grid; }
  .cta-panel { align-items: start; }
}
@media (max-width: 720px) {
  .nav-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .site-nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: #fff;
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: flex-start;
    padding: 0.8rem 1.25rem 1.1rem;
    gap: 0.85rem;
  }
  .site-nav.is-open { display: flex; }
  .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .hero { padding: 3.5rem 0 3rem; }
  section { padding: 3.2rem 0; }
  .step { grid-template-columns: 3.2rem 1fr; }
}

/* --- Layouts from the fuller page templates --- */
.skip { position:absolute; left:1rem; top:-40px; background:var(--invesco-blue); color:#fff; padding:.5rem .8rem; z-index:100; }
.skip:focus { top:.75rem; }

.nav {
  display:flex;
  align-items:center;
  justify-content:space-between;
  min-height:var(--header-h);
  gap:1rem;
  position:relative;
}
.brand svg { width:40px; height:40px; flex-shrink:0; }
.brand-name small {
  display:block;
  font-size:0.66rem;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:var(--muted);
  margin-top:0.18rem;
  font-weight:500;
}
.site-footer .brand-name small { color:#B8BEE0; }
.menu {
  display:flex;
  list-style:none;
  gap:1.35rem;
  align-items:center;
  margin:0;
  padding:0;
}
.menu a {
  text-decoration:none;
  color:var(--ink);
  font-size:0.92rem;
  font-weight:500;
}
.menu a[aria-current="page"] { color:var(--invesco-blue); box-shadow:inset 0 -2px 0 var(--invesco-blue); padding-bottom:2px; }
.menu a:hover { color:var(--invesco-blue); }
.menu .btn { box-shadow:none; color:#fff; }
.menu .btn:hover { color:#fff; }

.nav-toggle {
  flex-direction:column;
  justify-content:center;
  gap:5px;
}
.nav-toggle span {
  display:block;
  width:18px;
  height:1.6px;
  background:currentColor;
  position:static;
  margin:0;
}
.nav-toggle span::before,
.nav-toggle span::after { content:none; }

.hero-grid {
  display:grid;
  grid-template-columns:1.15fr 0.85fr;
  gap:3rem;
  align-items:center;
}
.lead { font-size:1.2rem; max-width:40rem; color:var(--muted); margin:0 0 2rem; }
.actions { display:flex; flex-wrap:wrap; gap:.8rem; }
.hero-note { font-size:0.92rem; color:var(--muted); margin:1.1rem 0 0; }
.hero-card {
  background:var(--gradient-card);
  border:1px solid var(--line);
  padding:1.5rem 1.45rem 1.3rem;
  border-radius:4px;
  box-shadow:0 16px 40px rgba(10,19,49,0.06);
}
.hero-card h3 { font-family:var(--sans); font-size:0.95rem; letter-spacing:.04em; text-transform:uppercase; margin:0 0 1rem; }
.ledger { list-style:none; margin:0; padding:0; }
.ledger li {
  display:flex;
  justify-content:space-between;
  gap:1rem;
  padding:0.7rem 0;
  border-top:1px solid var(--line);
  font-size:0.95rem;
}
.ledger li:first-child { border-top:0; }
.ledger span { color:var(--muted); }
.ledger b { color:var(--navy); font-weight:600; white-space:nowrap; }
.path-svg { width:100%; height:70px; margin-top:0.8rem; }

.audience, .trust {
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:1.25rem;
}
.audience h4, .trust strong {
  display:block;
  font-family:var(--serif);
  font-size:1.35rem;
  font-weight:500;
  color:var(--navy);
  margin:0 0 .4rem;
}
.audience p, .trust span { margin:0; color:var(--muted); font-size:0.98rem; }
.trust strong { font-size:1.15rem; }

.section-alt { background:var(--gradient-wash); }
.section-ink { background:var(--gradient-dark); color:#fff; }
.section-ink h2, .section-ink h3, .section-ink h4 { color:#fff; }
.section-ink .eyebrow { color:var(--cyan); }
.section-ink p, .section-ink .muted { color:#D5D9EE; }

ol.steps {
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:1.2rem;
  list-style:none;
  margin:0;
  padding:0;
  counter-reset:olstep;
}
ol.steps li { counter-increment:olstep; }
ol.steps li::before {
  content:counter(olstep, decimal-leading-zero);
  font-family:var(--serif);
  font-size:1.85rem;
  color:var(--cyan);
  display:block;
  margin-bottom:.45rem;
  line-height:1;
}
ol.steps h4 { margin:0 0 .35rem; font-size:1.15rem; }
ol.steps p { margin:0; color:#D5D9EE; font-size:0.95rem; }

.pull { padding:4.5rem 0; text-align:center; }
.pull blockquote {
  font-family:var(--serif);
  font-size:clamp(1.85rem,3.4vw,2.55rem);
  line-height:1.25;
  max-width:20em;
  margin:0 auto 1rem;
  color:var(--navy);
}
.pull cite { font-style:normal; color:var(--invesco-blue); font-size:0.92rem; font-weight:600; letter-spacing:.04em; }

.cta { background:var(--gradient-dark); color:#fff; }
.cta h2 { color:#fff; }
.cta p { color:#DDE1FF; max-width:38rem; }
.cta .eyebrow { color:var(--cyan); }
.cta-inner {
  display:flex;
  justify-content:space-between;
  gap:2rem;
  align-items:center;
}

.page-hero {
  padding:4.8rem 0 3.2rem;
  background:var(--gradient-hero);
  border-bottom:1px solid var(--line);
}
.page-hero h1 { max-width:16ch; }

.split {
  display:grid;
  grid-template-columns:0.9fr 1.1fr;
  gap:3rem;
  align-items:start;
}
.sticky { position:sticky; top:calc(var(--header-h) + 1.25rem); }
.rule-short { width:48px; height:3px; background:var(--invesco-blue); border:0; margin:1rem 0; }
.narrow { max-width:44rem; }

.values { list-style:none; margin:0; padding:0; }
.values li { display:grid; grid-template-columns:3rem 1fr; gap:1rem; padding:1.2rem 0; border-top:1px solid var(--line); }
.roman { font-family:var(--serif); color:var(--invesco-blue); font-size:1.4rem; }

.toc { display:flex; flex-wrap:wrap; gap:.6rem .9rem; margin-top:1.75rem; }
.toc a {
  font-size:0.88rem;
  font-weight:600;
  text-decoration:none;
  color:var(--navy);
  border:1px solid var(--line);
  background:#fff;
  padding:.45rem .7rem;
  border-radius:4px;
}
.toc a:hover { border-color:var(--invesco-blue); color:var(--invesco-blue); }

.service { display:grid; grid-template-columns:1fr; gap:1rem; padding:2.4rem 0; }
.service .idx {
  font-family:var(--serif);
  color:var(--invesco-blue);
  font-size:1.8rem;
  display:block;
  margin-bottom:.35rem;
}
.service dl { margin:0; }
.service dl > div { margin-bottom:1rem; }
.service dt {
  font-size:0.78rem;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--invesco-blue);
  font-weight:600;
  margin-bottom:.3rem;
}
.service dd { margin:0; color:var(--muted); }
.service dd ul { margin:.4rem 0 0; padding-left:1.15rem; }

.site-footer .footer-grid {
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:2rem;
  padding-bottom:2rem;
  border-bottom:1px solid rgba(255,255,255,.14);
}
.site-footer h4 {
  color:#fff;
  font-family:var(--sans);
  font-size:0.85rem;
  letter-spacing:.06em;
  text-transform:uppercase;
  margin:0 0 .7rem;
}
.site-footer ul { list-style:none; margin:0; padding:0; }
.site-footer li { margin-bottom:.4rem; }
.footer-disclaimer { font-size:0.86rem; color:#A8AEC8; max-width:72rem; line-height:1.55; }
.footer-bottom {
  display:flex;
  justify-content:space-between;
  gap:1rem;
  flex-wrap:wrap;
  padding-top:1.1rem;
  font-size:0.88rem;
  color:#A8AEC8;
}

.reveal.in, .reveal.is-visible { opacity:1; transform:none; }
.fade-up { opacity:0; transform:translateY(12px); animation:fadeUp .7s ease forwards; }
.d1 { animation-delay:.08s; }
.d2 { animation-delay:.16s; }
.d3 { animation-delay:.24s; }
.d4 { animation-delay:.32s; }
@keyframes fadeUp { to { opacity:1; transform:none; } }
.no-js .reveal, .no-js .fade-up { opacity:1; transform:none; animation:none; }

@media (max-width: 980px) {
  .hero-grid, .audience, .trust, ol.steps, .split, .site-footer .footer-grid { grid-template-columns:1fr 1fr; }
  ol.steps { grid-template-columns:1fr 1fr; }
}
@media (max-width: 880px) {
  .menu {
    display:none;
    position:absolute;
    left:0; right:0; top:100%;
    background:#fff;
    border-bottom:1px solid var(--line);
    flex-direction:column;
    align-items:flex-start;
    padding:.9rem 0 1.1rem;
    gap:.85rem;
  }
  .menu.open { display:flex; }
}
@media (max-width: 720px) {
  .hero-grid, .audience, .trust, ol.steps, .split, .cta-inner, .site-footer .footer-grid { grid-template-columns:1fr; }
}

/* ===== Anil Rattan content components (Invesco system) ===== */
.nums { font-variant-numeric: tabular-nums; }
.text-link { font-weight:600; text-decoration:none; color:var(--invesco-blue); }
.text-link:hover { text-decoration:underline; }
.btn-sm { padding:.55rem .9rem; font-size:.85rem; }
.section-ink .btn-ghost, .cta .btn-ghost { color:#fff; border-color:#fff; }

.marks { display:flex; flex-wrap:wrap; gap:.75rem 1.5rem; margin:0 0 1.75rem; color:var(--navy); }
.mark { display:inline-flex; align-items:center; gap:.55rem; font-size:.92rem; font-weight:600; }
.mark svg { width:30px; height:30px; color:var(--invesco-blue); flex-shrink:0; }

.portrait-card { display:block; text-decoration:none; color:var(--navy); background:var(--gradient-card); border:1px solid var(--line); border-radius:4px; overflow:hidden; box-shadow:0 16px 40px rgba(10,19,49,.08); width:100%; max-width:360px; justify-self:end; }
.portrait-card img { display:block; width:min(220px, calc(100% - 3rem)); height:auto; aspect-ratio:1 / 1; margin:1.75rem auto 1.25rem; border-radius:50%; border:3px solid #e5edf3; object-fit:cover; object-position:center 16%; filter:contrast(.94) saturate(.9); box-shadow:0 14px 36px rgba(10,19,49,.12); }
.portrait-meta { display:block; padding:1rem 1.2rem 1.2rem; border-top:3px solid var(--invesco-blue); }
.portrait-meta strong { display:block; font-family:var(--serif); font-weight:500; font-size:1.5rem; }
.portrait-meta span { display:block; color:var(--muted); font-size:.92rem; margin-top:.2rem; }
.portrait-card:hover .portrait-meta strong { color:var(--invesco-blue); }

.glance-wrap { padding:0; background:var(--gradient-dark); }
.glance { display:grid; grid-template-columns:repeat(4,1fr); }
.glance > div { padding:1.8rem 1.4rem; border-left:1px solid rgba(255,255,255,.14); }
.glance > div:first-child { border-left:0; padding-left:0; }
.glance strong { display:block; font-family:var(--serif); font-weight:500; font-size:1.7rem; color:#fff; line-height:1.15; }
.glance span { display:block; color:#D5D9EE; font-size:.92rem; margin-top:.35rem; }

.media { margin:0; border-radius:4px; overflow:hidden; background:var(--mist); }
.media img { width:100%; aspect-ratio:16/9; object-fit:cover; }
.media-tall img { aspect-ratio:auto; max-height:640px; object-fit:contain; background:var(--mist); }
.feature { display:grid; grid-template-columns:1fr 1fr; gap:3rem; align-items:center; }

.hero-split { display:grid; grid-template-columns:1.05fr .95fr; gap:3rem; align-items:center; }
.hero-figure { margin:0; border-radius:4px; overflow:hidden; box-shadow:0 16px 40px rgba(10,19,49,.08); }
.hero-figure img { width:100%; aspect-ratio:16/10; object-fit:cover; }
.about-hero { display:grid; grid-template-columns:250px 1fr; gap:3rem; align-items:center; }
.about-portrait { margin:0; width:250px; max-width:100%; aspect-ratio:1 / 1; border-radius:50%; overflow:hidden; border:3px solid #e5edf3; box-shadow:0 14px 36px rgba(10,19,49,.12); }
.about-portrait img { display:block; width:100%; height:100%; aspect-ratio:1 / 1; object-fit:cover; object-position:center 16%; filter:contrast(.94) saturate(.9); }

.paths { display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
.path-option { text-align:left; background:var(--gradient-card); border:1.5px solid var(--line); border-radius:4px; padding:1.3rem 1.2rem; cursor:pointer; font:inherit; color:var(--muted); transition:border-color .2s, box-shadow .2s; }
.path-option:hover { border-color:var(--invesco-blue); }
.path-option:focus-visible { outline:2px solid var(--invesco-blue); outline-offset:3px; }
.path-option[aria-checked="true"] { border-color:var(--invesco-blue); box-shadow:inset 0 -4px 0 var(--invesco-blue); color:var(--navy); }
.path-num { display:block; font-family:var(--serif); font-size:1.6rem; color:var(--invesco-blue); line-height:1; margin-bottom:.5rem; }
.path-title { display:block; font-family:var(--serif); font-size:1.55rem; line-height:1.15; color:inherit; }
.path-sub { display:block; font-size:.88rem; margin-top:.35rem; color:var(--muted); }
.path-detail { margin-top:1.5rem; font-size:1.08rem; }
.path-detail p { margin:0 0 .9rem; }

.pull-note { max-width:42rem; margin:0 auto; color:var(--muted); }

.insight-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:1.2rem; }
.insight { background:var(--gradient-card); border:1px solid var(--line); border-radius:4px; overflow:hidden; display:flex; flex-direction:column; }
.insight img { width:100%; aspect-ratio:16/10; object-fit:cover; }
.insight-body { padding:1.1rem 1.15rem 1.3rem; display:flex; flex-direction:column; flex:1; border-top:3px solid var(--invesco-blue); }
.insight-date { font-size:.75rem; letter-spacing:.12em; text-transform:uppercase; color:var(--invesco-blue); font-weight:600; margin:0 0 .4rem; }
.insight h3 { font-size:1.3rem; }
.insight p { color:var(--muted); font-size:.93rem; margin:0 0 1rem; }
.insight a { margin-top:auto; font-weight:600; font-size:.9rem; text-decoration:none; }

.cta-lines { display:flex; flex-wrap:wrap; gap:.4rem 1.5rem; font-size:1.15rem; }
.cta-lines a { color:#fff; font-weight:600; text-decoration:none; border-bottom:1px solid var(--cyan); }

ol.steps.steps-4 { grid-template-columns:repeat(4,1fr); }

.teaser { display:grid; grid-template-columns:1fr 1fr; gap:2.5rem; align-items:center; text-decoration:none; color:var(--text); background:var(--gradient-card); border:1px solid var(--line); border-radius:4px; overflow:hidden; }
.teaser img { width:100%; height:100%; min-height:100%; aspect-ratio:16/9; object-fit:cover; }
.teaser-body { display:block; padding:2rem 2rem 2rem 0; }
.teaser-title { display:block; font-family:var(--serif); font-size:clamp(1.8rem,3vw,2.4rem); color:var(--navy); line-height:1.15; margin-bottom:.7rem; }
.teaser-text { display:block; color:var(--muted); margin-bottom:1rem; }
.teaser:hover .teaser-title { color:var(--invesco-blue); }

.gallery { display:grid; grid-template-columns:repeat(3,1fr); gap:1.2rem; }
.gallery figure { margin:0; background:var(--mist); border-radius:4px; overflow:hidden; }
.gallery img { width:100%; aspect-ratio:960/1160; object-fit:cover; }
.gallery figcaption { padding:.7rem 1rem; font-weight:600; color:var(--navy); font-size:.92rem; }

.contact-list { margin:1.75rem 0; border-top:1px solid var(--line); }
.contact-list .detail { padding:1rem 0; border-bottom:1px solid var(--line); margin:0; display:grid; grid-template-columns:7rem 1fr; align-items:baseline; }
.contact-list dd a { font-size:1.2rem; }
.contact-banner { margin-top:1.75rem; max-width:340px; }
.form-title { font-size:1.8rem; margin-bottom:1.25rem; }
fieldset { border:0; padding:0; margin:0 0 1rem; }
legend { font-size:.88rem; font-weight:600; margin-bottom:.45rem; padding:0; }
.seg { display:grid; grid-template-columns:repeat(auto-fit,minmax(0,1fr)); gap:.5rem; }
.seg button, .samples button, .seg-radio span { display:block; width:100%; text-align:center; font:inherit; font-size:.9rem; font-weight:500; padding:.7rem .5rem; border:1px solid var(--line); background:#fff; color:var(--ink); border-radius:4px; cursor:pointer; }
.seg button[aria-pressed="true"], .samples button[aria-pressed="true"], .seg-radio input:checked + span { background:var(--gradient-primary); border-color:var(--invesco-blue); color:#fff; }
.seg-radio label { margin:0; font-weight:500; }
.seg-radio input { position:absolute; opacity:0; width:1px; height:1px; }
.seg-radio input:focus-visible + span { outline:2px solid var(--invesco-blue); outline-offset:2px; }

/* Illustration sheet */
.sheet-layout { display:grid; grid-template-columns:330px minmax(0,1fr); gap:2rem; align-items:start; }
.sheet-form { position:sticky; top:calc(var(--header-h) + 1rem); }
.samples { display:grid; grid-template-columns:repeat(3,1fr); gap:.5rem; margin:.6rem 0 1.2rem; }
.range-head { display:flex; justify-content:space-between; align-items:baseline; }
input[type="range"] { padding:0; border:0; accent-color:var(--invesco-blue); }
.metrics { display:grid; grid-template-columns:repeat(3,1fr); gap:.6rem; margin-bottom:1rem; }
.metric { background:var(--gradient-card); border:1px solid var(--line); border-radius:4px; padding:.8rem .9rem; }
.metric p { margin:0; }
.metric-label { font-size:.75rem; color:var(--muted); }
.metric-value { font-family:var(--serif); font-size:1.35rem; color:var(--navy); margin:.15rem 0 !important; }
.metric-hint { font-size:.75rem; color:var(--muted); }
.sheet { padding:1.5rem; }
.sheet-tools { display:flex; justify-content:flex-end; margin-bottom:.5rem; }
.sheet-head { text-align:center; border-bottom:2px solid var(--navy); padding-bottom:1rem; }
.sheet-head h2 { font-size:clamp(1.5rem,3vw,2rem); margin-bottom:.4rem; }
.sheet-who { display:flex; flex-wrap:wrap; justify-content:center; gap:.3rem 1.5rem; font-weight:600; color:var(--navy); margin:.3rem 0; }
.sheet-head .muted { font-size:.9rem; margin:.3rem 0 0; }
.sheet-bands { display:grid; grid-template-columns:repeat(2,1fr); gap:.5rem; margin:1rem 0; }
.sheet-bands p { margin:0; border:1px solid var(--line); background:var(--gradient-wash); padding:.55rem .8rem; font-size:.9rem; border-radius:4px; }
.sheet-bands span { display:block; }
.band-k { font-size:.72rem; letter-spacing:.1em; text-transform:uppercase; font-weight:600; color:var(--invesco-blue); }
.band-v { font-weight:600; color:var(--navy); }
.table-wrap { overflow-x:auto; }
.sheet-table { width:100%; border-collapse:collapse; font-size:.9rem; }
.sheet-table th, .sheet-table td { padding:.35rem .55rem; text-align:left; border-bottom:1px solid var(--line); }
.sheet-table thead th { border-bottom:2px solid var(--navy); color:var(--navy); }
.sheet-table tfoot th, .sheet-table tfoot td { border-top:2px solid var(--navy); border-bottom:0; padding-top:.6rem; }
.sheet-table .r { text-align:right; }
.b { font-weight:600; }
.note-col { font-size:.8rem; color:var(--muted); }
.yr-pay, .yr-both { background:var(--ice); }
.yr-in td.b { color:var(--invesco-blue); }
.yr-idle { color:var(--muted); }
.sheet-sum { display:grid; grid-template-columns:1fr 1fr; gap:1rem; border-top:2px solid var(--navy); margin-top:.3rem; padding-top:.8rem; font-size:.9rem; }
.sheet-sum p { margin:0 0 .25rem; }
.r-sm { text-align:right; }
.benefits { list-style:none; padding:0; margin:1rem 0 0; display:grid; grid-template-columns:repeat(3,1fr); gap:.3rem 1rem; font-size:.82rem; }
.sheet-foot { font-size:.8rem; color:var(--muted); margin:1rem 0 0; }
.chart { margin:1rem 0 0; background:var(--gradient-dark); border-radius:4px; padding:1rem; }
.chart svg { width:100%; height:180px; }
.chart figcaption { display:flex; flex-wrap:wrap; gap:.3rem 1.2rem; font-size:.78rem; color:#D5D9EE; margin-top:.5rem; }
.key { display:inline-block; width:10px; height:10px; vertical-align:middle; margin-right:.3rem; }
.key-pay { background:#fff; } .key-in { background:var(--cyan); }

@media (max-width: 980px) {
  .glance, .insight-grid { grid-template-columns:1fr 1fr; }
  .glance > div:nth-child(3) { border-left:0; padding-left:0; }
  .sheet-layout { grid-template-columns:1fr; }
  .sheet-form { position:static; }
  ol.steps.steps-4 { grid-template-columns:1fr 1fr; }
}
@media (max-width: 720px) {
  .feature, .hero-split, .about-hero, .teaser, .gallery, .paths, .glance, .insight-grid, .sheet-sum, ol.steps.steps-4 { grid-template-columns:1fr; }
  .glance > div { border-left:0; padding:1.1rem 0; border-top:1px solid rgba(255,255,255,.14); }
  .glance > div:first-child { border-top:0; }
  .portrait-card { justify-self:start; max-width:300px; }
  .about-portrait { width:240px; max-width:100%; aspect-ratio:1 / 1; }
  .teaser-body { padding:0 1.25rem 1.5rem; }
  .metrics, .benefits { grid-template-columns:1fr 1fr; }
  .note-col { display:none; }
  .r-sm { text-align:left; }
  .contact-list .detail { grid-template-columns:1fr; }
  .cta-inner { display:grid; }
}
@media (prefers-reduced-motion: reduce) {
  .reveal, .fade-up { opacity:1 !important; transform:none !important; animation:none !important; transition:none !important; }
}
@media print {
  .site-header, .site-footer, .skip, .no-print, .page-hero { display:none !important; }
  .sheet-section { background:#fff; padding:0; }
  .sheet-layout { display:block; }
  .sheet { border:0; padding:0; }
}
.menu .btn[aria-current="page"] { color:#fff; box-shadow:inset 0 -3px 0 var(--cyan); padding-bottom:.9rem; }
.skip { top:-80px; }
.skip:focus { top:.75rem; }

/* Fine gradient accents keep the editorial cards and forms quietly connected. */
.portrait-meta, .insight-body {
  border-top: 0;
  background-image: var(--gradient-accent);
  background-size: 100% 3px;
  background-position: left top;
  background-repeat: no-repeat;
}
.path-option[aria-checked="true"] {
  background: var(--gradient-wash);
}
form.card {
  border-top: 3px solid transparent;
  background: var(--gradient-card) padding-box, var(--gradient-accent) border-box;
}
.section-ink .btn-ghost:hover, .cta .btn-ghost:hover {
  background: var(--gradient-cyan);
  color: var(--navy);
}

/* ===== Plan illustration: app surface (mobile-first) ===== */
.sr-only { position:absolute !important; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }
.ill-hero h1 { max-width:18ch; }
.ill-hero-actions { display:flex; flex-wrap:wrap; align-items:center; gap:.8rem 1.2rem; margin-top:1.5rem; }
.ill-hero-note { font-size:.88rem; color:var(--muted); }
.explain-section { padding:3.6rem 0; }
.explain-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:1rem; }
.explain { background:var(--gradient-card); border:1px solid var(--line); border-radius:14px; padding:1.25rem 1.2rem; }
.explain h3 { font-size:1.2rem; margin:.25rem 0 .4rem; }
.explain p { margin:0; color:var(--muted); font-size:.93rem; }
.explain-k { font-size:.7rem; letter-spacing:.12em; text-transform:uppercase; font-weight:700; color:var(--invesco-blue); }

.app-section { background:var(--gradient-hero); padding:3.5rem 0 3rem; }
.app { background:#fff; border:1px solid var(--line); border-radius:22px; box-shadow:0 24px 60px -30px rgba(0,10,120,.35), 0 2px 6px rgba(0,10,120,.05); overflow:clip; }
.app-bar { display:flex; align-items:center; gap:.8rem; padding:.9rem 1.2rem; background:var(--gradient-dark); color:#fff; }
.app-icon { width:40px; height:40px; border-radius:11px; display:grid; place-items:center; background:var(--gradient-primary); border:1px solid rgba(95,240,255,.6); font-family:var(--serif); font-size:1.05rem; box-shadow:inset 0 -3px 0 var(--cyan); flex-shrink:0; }
.app-title { display:flex; flex-direction:column; line-height:1.25; flex:1; min-width:0; }
.app-title strong { font-size:1.02rem; font-weight:700; }
.app-title small { font-size:.78rem; color:#C9D0F2; }
.app-print { font:inherit; font-size:.85rem; font-weight:600; min-height:40px; padding:0 1rem; border-radius:999px; border:1px solid rgba(255,255,255,.55); background:transparent; color:#fff; cursor:pointer; }
.app-print:hover { background:var(--gradient-cyan); color:var(--navy); border-color:var(--cyan); }
.app-peek { display:none; }
.app-body { display:grid; grid-template-columns:340px minmax(0,1fr); }
.app-controls { padding:1.5rem 1.4rem; background:var(--gradient-wash); border-right:1px solid var(--line); }
.app-controls > * { max-width:100%; }
.app-results { padding:1.5rem 1.6rem 1.8rem; min-width:0; }
.step-head { display:flex; align-items:center; gap:.6rem; margin:0 0 .75rem; }
.step-head h3 { font-family:var(--sans); font-size:.98rem; font-weight:700; margin:0; color:var(--navy); }
.step-n { width:26px; height:26px; border-radius:50%; display:grid; place-items:center; background:var(--gradient-primary); color:#fff; font-size:.8rem; font-weight:700; flex-shrink:0; }
.app-controls .step-head:not(:first-child) { margin-top:1.6rem; padding-top:1.4rem; border-top:1px solid var(--line); }
.help { font-size:.84rem; color:var(--muted); line-height:1.55; margin:.45rem 0 0; }
.app .samples { margin:0; }
.app .samples button { min-height:48px; border-radius:12px; font-weight:600; }
.app .seg button { min-height:56px; border-radius:12px; font-weight:600; line-height:1.2; }
.app .seg button small { display:block; font-size:.75rem; font-weight:500; opacity:.8; margin-top:.15rem; }
.app input:not([type="range"]) { min-height:48px; border-radius:12px; }
.app .field { margin-bottom:1.15rem; }
.pill { background:var(--gradient-primary); color:#fff; border-radius:999px; padding:.1rem .7rem; font-weight:700; font-size:.9rem; min-width:2.6rem; text-align:center; }
.range-head label { margin:0; }
.range-head { margin-bottom:.35rem; }
.range-ends { display:flex; justify-content:space-between; font-size:.72rem; color:var(--muted); margin-top:-.1rem; }
.sa-text { margin-top:.55rem; }
.app input[type="range"] { -webkit-appearance:none; appearance:none; width:100%; height:44px; background:transparent; cursor:pointer; }
.app input[type="range"]::-webkit-slider-runnable-track { height:6px; border-radius:999px; background:linear-gradient(90deg, var(--invesco-blue), var(--cyan)); }
.app input[type="range"]::-moz-range-track { height:6px; border-radius:999px; background:linear-gradient(90deg, var(--invesco-blue), var(--cyan)); }
.app input[type="range"]::-webkit-slider-thumb { -webkit-appearance:none; width:28px; height:28px; margin-top:-11px; border-radius:50%; background:#fff; border:3px solid var(--invesco-blue); box-shadow:0 2px 8px rgba(0,10,120,.3); }
.app input[type="range"]::-moz-range-thumb { width:24px; height:24px; border-radius:50%; background:#fff; border:3px solid var(--invesco-blue); box-shadow:0 2px 8px rgba(0,10,120,.3); }
.app .error:empty { display:none; }
.app .error { color:var(--danger); font-size:.88rem; font-weight:600; margin:.5rem 0 0; }

.app .metrics { display:block; margin:0 0 1.4rem; }
.app .metric { border-radius:14px; padding:1rem 1.05rem; }
.metric-feature { background:var(--gradient-dark) !important; border-color:transparent !important; color:#fff; padding:1.2rem 1.3rem !important; margin-bottom:.7rem; position:relative; overflow:hidden; }
.metric-feature::after { content:""; position:absolute; left:0; right:0; bottom:0; height:4px; background:var(--gradient-accent); }
.metric-feature .metric-label, .metric-feature .metric-hint { color:#C9D0F2; }
.metric-feature .metric-value { color:#fff; font-size:2.1rem; }
.metric-feature .metric-explain { color:#E3E7FA; }
.metric-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(180px,1fr)); gap:.7rem; }
.app .metric-label { font-size:.74rem; letter-spacing:.06em; text-transform:uppercase; font-weight:700; }
.metric-explain { font-size:.8rem; color:var(--muted); line-height:1.5; margin-top:.45rem !important; padding-top:.45rem; border-top:1px dashed rgba(127,135,170,.35); }

.app .sheet { padding:0; }
.app .sheet-head { text-align:left; border-bottom:0; padding:1.1rem 1.2rem; border-radius:14px; background:var(--gradient-wash); border:1px solid var(--line); }
.sheet-kicker { font-size:.7rem; letter-spacing:.12em; text-transform:uppercase; font-weight:700; color:var(--invesco-blue); margin:0 0 .2rem; }
.app .sheet-head h2 { font-size:clamp(1.4rem,3vw,1.85rem); margin:0 0 .45rem; }
.app .sheet-who { justify-content:flex-start; gap:.4rem; font-weight:600; font-size:.84rem; margin:.2rem 0 .5rem; }
.app .sheet-who span { background:#fff; border:1px solid var(--line); border-radius:999px; padding:.15rem .7rem; }
.app .sheet-bands { grid-template-columns:repeat(auto-fit,minmax(150px,1fr)); }
.app .sheet-bands p { border-radius:12px; background:#fff; }
.legend { display:flex; flex-wrap:wrap; gap:.4rem 1rem; font-size:.78rem; color:var(--muted); margin:.4rem 0 .8rem; }
.legend span { display:inline-flex; align-items:center; gap:.35rem; }
.lk { width:12px; height:12px; border-radius:3px; display:inline-block; border:1px solid var(--line); }
.lk-pay { background:var(--ice); } .lk-both { background:var(--pale); } .lk-in { background:#fff; border-left:3px solid var(--invesco-blue); } .lk-idle { background:#fff; }
.app .table-wrap { border:1px solid var(--line); border-radius:14px; max-height:560px; overflow:auto; }
.app .sheet-table { font-size:.92rem; }
.app .sheet-table thead th { position:sticky; top:0; background:#fff; z-index:1; }
.app .sheet-table th, .app .sheet-table td { padding:.45rem .8rem; }
.yr-both { background:var(--pale) !important; }
.year-list { display:none; }
.benefits-h { font-family:var(--sans); font-size:.95rem; font-weight:700; color:var(--navy); margin:1.4rem 0 0; }
.app .benefits { grid-template-columns:repeat(auto-fit,minmax(170px,1fr)); gap:.5rem; font-size:.86rem; margin-top:.7rem; }
.app .benefits li { background:var(--gradient-card); border:1px solid var(--line); border-radius:12px; padding:.6rem .8rem; display:flex; flex-direction:column; }
.app .chart { border-radius:16px; margin-top:1.4rem; padding:1.1rem 1.1rem .9rem; }
.chart-title { display:flex; flex-direction:column; color:#fff; margin:0 0 .6rem !important; font-size:.85rem !important; }
.chart-title strong { font-size:1rem; }
.chart-title span { color:#C9D0F2; }
.app-note { font-size:.84rem; color:var(--muted); margin:1rem .3rem 0; max-width:70ch; }

@media (max-width: 1100px) { .explain-grid { grid-template-columns:1fr 1fr; } }
@media (max-width: 980px) {
  .app-body { grid-template-columns:1fr; }
  .app-controls { border-right:0; border-bottom:1px solid var(--line); }
  .app-controls .samples { position:sticky; top:var(--header-h); }
}
@media (max-width: 720px) {
  .hide-sm { display:none !important; }
  .ill-hero { padding:2.4rem 0 2rem; }
  .explain-section { padding:2.4rem 0; }
  .explain-grid { grid-template-columns:1fr; gap:.7rem; }
  .app-section { padding:1.2rem 0 2rem; }
  .app-wrap { width:calc(100% - 1.2rem); }
  .app { border-radius:20px; overflow:visible; }
  .app-bar { border-radius:20px 20px 0 0; padding:.8rem 1rem; }
  .app-peek { display:flex; align-items:center; gap:.6rem; position:sticky; top:var(--header-h); z-index:5; padding:.55rem .8rem .55rem 1rem; background:rgba(255,255,255,.96); backdrop-filter:blur(10px); border-bottom:1px solid var(--line); box-shadow:0 6px 14px -10px rgba(0,10,120,.35); }
  .peek-who { flex:1; min-width:0; font-size:.8rem; font-weight:600; color:var(--navy); white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
  .peek-val { display:flex; flex-direction:column; align-items:flex-end; font-family:var(--serif); font-size:1.05rem; color:var(--invesco-blue); line-height:1.1; }
  .peek-val small { font-family:var(--sans); font-size:.62rem; text-transform:uppercase; letter-spacing:.08em; color:var(--muted); }
  .peek-edit { min-height:40px; min-width:52px; display:grid; place-items:center; border-radius:999px; background:var(--gradient-primary); color:#fff !important; text-decoration:none; font-size:.82rem; font-weight:700; padding:0 .9rem; }
  .app-controls .samples { position:static; }
  .app-controls, .app-results { padding:1.2rem 1rem; }
  .app .metrics .metric-grid { grid-template-columns:1fr 1fr; gap:.55rem; }
  .app .metric { padding:.85rem .85rem; }
  .app .metric-value { font-size:1.2rem; }
  .metric-feature .metric-value { font-size:1.85rem; }
  .app .sheet-bands { grid-template-columns:1fr; }
  .app .table-wrap { display:none; }
  .year-list { display:grid; gap:.5rem; list-style:none; padding:0; margin:0; }
  .yc { display:grid; grid-template-columns:1fr 1fr; gap:.35rem .8rem; padding:.75rem .9rem; border:1px solid var(--line); border-radius:14px; background:#fff; }
  .yc-yr { grid-column:1 / -1; display:flex; align-items:baseline; justify-content:space-between; font-weight:700; color:var(--navy); font-size:.95rem; }
  .yc-each { font-weight:500; color:var(--muted); font-size:.75rem; }
  .yc-v { display:flex; flex-direction:column; font-size:1.02rem; font-weight:600; color:var(--ink); }
  .yc-v small { font-size:.68rem; letter-spacing:.08em; text-transform:uppercase; color:var(--muted); font-weight:600; }
  .yc-in { text-align:right; color:var(--invesco-blue); }
  .yc-note { grid-column:1 / -1; font-size:.8rem; color:var(--muted); border-top:1px dashed var(--line); padding-top:.35rem; }
  li.yt-pay { background:var(--ice); }
  li.yt-both { background:var(--pale); border-left:4px solid var(--invesco-blue); }
  li.yt-in { border-left:4px solid var(--invesco-blue); }
  li.yt-idle { background:#fff; color:var(--muted); }
  li.yt-idle .yc-v { color:var(--muted); font-weight:500; }
  li.yc-total { background:var(--gradient-dark); color:#fff; border-color:transparent; }
  li.yc-total .yc-yr, li.yc-total .yc-v, li.yc-total .yc-in { color:#fff; }
  li.yc-total small { color:#C9D0F2; }
  .app .benefits { grid-template-columns:1fr 1fr; }
  .app .chart svg { height:150px; }
  .ill-hero-actions .btn { width:100%; justify-content:center; }
}
@media print {
  .app { border:0; box-shadow:none; border-radius:0; }
  .app-bar, .app-peek, .app-controls, .step-head { display:none !important; }
  .app-body { display:block; }
  .year-list { display:none !important; }
  .app .table-wrap { display:block !important; max-height:none; overflow:visible; }
}

/* ===== Contact actions: WhatsApp + Email buttons (no raw number or address shown) ===== */
.act-row { display:flex; flex-wrap:wrap; gap:.7rem; margin:1.1rem 0 0; }
.act { display:inline-flex; align-items:center; gap:.55rem; min-height:48px; padding:0 1.25rem; border-radius:999px; font-weight:700; font-size:.98rem; text-decoration:none; transition:transform .15s ease, box-shadow .15s ease; }
.act:hover { transform:translateY(-1px); }
.act-ic { width:20px; height:20px; flex-shrink:0; }
.act-row .act-wa { background:var(--gradient-cyan); color:var(--navy); }
.act-row .act-mail { background:transparent; color:#fff; border:1.5px solid rgba(255,255,255,.75); }
.act-row .act-mail:hover { background:#fff; color:var(--navy); }
.act-row-light .act-wa { background:var(--gradient-primary); color:#fff; }
.act-row-light .act-wa:hover { color:#fff; }
.act-row-light .act-mail { color:var(--invesco-blue); border-color:var(--invesco-blue); }
.act-row-light .act-mail:hover { background:var(--gradient-primary); color:#fff; border-color:transparent; }
.contact-actions { display:grid; gap:.8rem; margin:1.75rem 0; }
.contact-actions .act { border-radius:16px; min-height:72px; padding:.8rem 1.2rem; gap:1rem; }
.contact-actions .act-ic { width:28px; height:28px; }
.contact-actions .act span { display:flex; flex-direction:column; line-height:1.3; }
.contact-actions .act small { font-weight:500; font-size:.84rem; opacity:.85; }
.contact-actions .act-wa { background:var(--gradient-primary); color:#fff; box-shadow:0 12px 26px -16px rgba(0,10,210,.8); }
.contact-actions .act-wa:hover { color:#fff; background:var(--gradient-primary-hover); }
.contact-actions .act-mail { background:var(--gradient-card); color:var(--navy); border:1px solid var(--line); }
.contact-actions .act-mail:hover { border-color:var(--invesco-blue); color:var(--invesco-blue); }
@media (max-width: 720px) { .act-row .act { flex:1 1 140px; justify-content:center; } }

/* ===== Heading hierarchy: eyebrow locator vs serif headline ===== */
.eyebrow {
  display:inline-flex; align-items:center; gap:.6rem;
  font-size:.74rem; letter-spacing:.16em; font-weight:600;
  color:var(--muted);
}
.eyebrow::before {
  content:""; width:28px; height:2px; flex-shrink:0;
  background:var(--gradient-accent); border-radius:2px;
}
.eyebrow + h1, .eyebrow + h2 { margin-top:.35rem; }
.hero h1, .page-hero h1 { font-size:clamp(2.6rem, 5.6vw, 4.4rem); line-height:1.06; letter-spacing:-.025em; max-width:18ch; }
.hero h1 { max-width:17ch; }
h2 { font-size:clamp(1.85rem, 3.4vw, 2.6rem); line-height:1.14; }
.band .eyebrow, .section-ink .eyebrow, .cta .eyebrow { color:var(--cyan); }
.band .eyebrow::before, .section-ink .eyebrow::before, .cta .eyebrow::before { background:linear-gradient(90deg, var(--cyan), rgba(95,240,255,.25)); }
.teaser-body .eyebrow { display:flex; }

/* ===== About: method blocks (long-form, stacked) ===== */
.prose-lg p { font-size:1.08rem; line-height:1.75; }
.method .section-head { max-width:44rem; }
.method-block {
  display:grid; grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr); gap:3rem;
  padding:2.6rem 0; border-top:1px solid var(--line);
}
.method-block:first-of-type { border-top:2px solid var(--navy); }
.method-side h3 { font-size:clamp(1.45rem, 2.4vw, 1.85rem); line-height:1.2; margin:0; max-width:18ch; }
.method-step {
  display:block; font-family:var(--sans); font-size:.72rem; letter-spacing:.16em; text-transform:uppercase;
  font-weight:700; color:var(--invesco-blue); margin-bottom:.7rem;
}
.method-body p { color:var(--text); }
.method-body p + p { margin-top:0; }
.method-block-feature {
  background:var(--gradient-card); border:1px solid var(--line); border-top:4px solid transparent;
  border-image:var(--gradient-accent) 1; padding:2.6rem 2.4rem; margin:1rem 0; border-left:0; border-right:0; border-bottom:0;
  box-shadow:0 18px 40px -28px rgba(0,10,210,.35);
}
.method-close { border-top:1px solid var(--line); padding-top:2rem; max-width:44rem; }
.method-close p { font-family:var(--serif); font-size:clamp(1.3rem, 2.2vw, 1.6rem); line-height:1.4; color:var(--navy); margin:0; }
@media (max-width: 860px) {
  .method-block { grid-template-columns:1fr; gap:1rem; padding:2rem 0; }
  .method-block-feature { padding:2rem 1.3rem; }
  .method-side h3 { max-width:none; }
}

/* ===== Floating shortcut to the plan illustration ===== */
.ill-fab {
  position:fixed; z-index:30;
  right:calc(1rem + env(safe-area-inset-right, 0px));
  bottom:calc(1rem + env(safe-area-inset-bottom, 0px));
  display:inline-flex; align-items:center; gap:.45rem;
  min-height:44px; min-width:44px; padding:0 1rem 0 .85rem;
  border-radius:999px; text-decoration:none;
  font-family:var(--sans); font-size:.84rem; font-weight:700; letter-spacing:.01em;
  color:#fff; background:var(--gradient-primary);
  border:1px solid rgba(95,240,255,.55);
  box-shadow:0 10px 24px -12px rgba(0,10,120,.75), 0 2px 6px rgba(0,10,120,.18);
  transition:transform .2s ease, opacity .25s ease, visibility .25s, background .2s, box-shadow .2s;
}
.ill-fab svg { width:18px; height:18px; flex-shrink:0; color:var(--cyan); }
.ill-fab:hover { color:#fff; background:var(--gradient-primary-hover); transform:translateY(-2px); box-shadow:0 14px 28px -12px rgba(0,10,210,.8), 0 2px 6px rgba(0,10,120,.2); }
.ill-fab:focus-visible { outline:3px solid var(--cyan); outline-offset:3px; color:#fff; }
.ill-fab.is-hidden, body.menu-open .ill-fab { opacity:0; visibility:hidden; pointer-events:none; transform:translateY(8px); }
@media (max-width: 420px) {
  .ill-fab { right:calc(.75rem + env(safe-area-inset-right, 0px)); bottom:calc(.75rem + env(safe-area-inset-bottom, 0px)); padding:0 .85rem 0 .75rem; font-size:.8rem; }
}
@media (prefers-reduced-motion: reduce) { .ill-fab { transition:opacity .2s, visibility .2s; } .ill-fab:hover { transform:none; } }
@media print { .ill-fab { display:none !important; } }

/* ===== Mobile menu: bottom sheet + floating Menu button ===== */
.menu-head, .menu-backdrop, .menu-fab { display:none; }
@media (max-width: 880px) {
  .site-header { backdrop-filter:none; -webkit-backdrop-filter:none; background:#fff; }
  .nav-toggle { display:inline-flex; align-items:center; justify-content:center; width:46px; height:46px; border-radius:10px; border-color:var(--line); gap:5px; }
  .nav-toggle span { width:20px; height:2px; border-radius:2px; }
  .nav-toggle[aria-expanded="true"] { background:var(--gradient-wash); border-color:var(--invesco-blue); }

  .menu-backdrop:not([hidden]) {
    display:block; position:fixed; inset:0; z-index:1;
    background:rgba(0,10,72,.48); backdrop-filter:blur(2px); -webkit-backdrop-filter:blur(2px);
    animation:menuFade .22s ease;
  }
  .menu {
    display:flex; flex-direction:column; align-items:stretch; gap:.35rem;
    position:fixed; left:0; right:0; top:auto; bottom:0; z-index:2;
    max-height:min(88vh, 640px); overflow-y:auto; overscroll-behavior:contain;
    margin:0; padding:.6rem 1rem calc(1.1rem + env(safe-area-inset-bottom, 0px));
    background:linear-gradient(180deg, #fff 0%, var(--ice) 100%);
    border:0; border-top:1px solid rgba(95,240,255,.6);
    border-radius:22px 22px 0 0;
    box-shadow:0 -24px 48px -20px rgba(0,10,120,.45);
    transform:translateY(105%); visibility:hidden;
    transition:transform .3s cubic-bezier(.2,.8,.2,1), visibility 0s linear .3s;
  }
  .menu.open {
    display:flex; transform:none; visibility:visible;
    transition:transform .3s cubic-bezier(.2,.8,.2,1), visibility 0s;
  }
  .menu::before {
    content:""; display:block; width:44px; height:4px; border-radius:4px; margin:.1rem auto .4rem;
    background:var(--gradient-accent); opacity:.8;
  }
  .menu-head {
    display:flex; align-items:center; justify-content:space-between;
    padding:.1rem .25rem .6rem .4rem; margin-bottom:.2rem; border-bottom:1px solid var(--line);
  }
  .menu-title { font-family:var(--serif); font-size:1.5rem; font-weight:500; color:var(--navy); letter-spacing:-.01em; }
  .menu-close {
    display:inline-flex; align-items:center; justify-content:center;
    width:46px; height:46px; border-radius:50%; cursor:pointer;
    background:#fff; color:var(--navy); border:1px solid var(--line);
  }
  .menu-close svg { width:20px; height:20px; }
  .menu-close:hover, .menu-close:focus-visible { border-color:var(--invesco-blue); color:var(--invesco-blue); outline:none; box-shadow:0 0 0 3px rgba(95,240,255,.6); }
  .menu li { width:100%; }
  .menu li a:not(.btn) {
    display:flex; align-items:center; justify-content:space-between; gap:1rem;
    min-height:56px; padding:0 1rem; border-radius:12px;
    font-family:var(--sans); font-size:1.08rem; font-weight:600; color:var(--navy);
    background:#fff; border:1px solid var(--line); box-shadow:none;
  }
  .menu li a:not(.btn)::after {
    content:""; width:8px; height:8px; flex-shrink:0;
    border-right:2px solid currentColor; border-top:2px solid currentColor; transform:rotate(45deg); opacity:.45;
  }
  .menu li a:not(.btn):hover, .menu li a:not(.btn):focus-visible { border-color:var(--invesco-blue); color:var(--invesco-blue); outline:none; }
  .menu li a[aria-current="page"]:not(.btn) {
    color:var(--invesco-blue); padding-bottom:0;
    background:linear-gradient(90deg, var(--mist) 0%, #fff 100%);
    border-color:rgba(0,10,210,.35);
    box-shadow:inset 4px 0 0 var(--invesco-blue);
  }
  .menu li a[aria-current="page"]:not(.btn)::after {
    content:"You are here"; width:auto; height:auto; border:0; transform:none; opacity:1;
    font-size:.7rem; font-weight:700; letter-spacing:.1em; text-transform:uppercase; color:var(--invesco-blue);
  }
  .menu li .btn {
    display:flex; width:100%; min-height:56px; margin-top:.4rem; border-radius:12px;
    font-size:1.05rem; justify-content:center;
  }
  .menu li .btn[aria-current="page"] { padding-bottom:.9rem; box-shadow:inset 0 -3px 0 var(--cyan); }

  html.menu-open, body.menu-open { overflow:hidden; }

  .menu-fab {
    display:inline-flex; align-items:center; gap:.45rem;
    position:fixed; z-index:30;
    left:calc(1rem + env(safe-area-inset-left, 0px));
    bottom:calc(1rem + env(safe-area-inset-bottom, 0px));
    min-height:44px; min-width:44px; padding:0 1rem 0 .85rem; cursor:pointer;
    border-radius:999px; border:1px solid rgba(95,240,255,.55);
    font-family:var(--sans); font-size:.84rem; font-weight:700; letter-spacing:.01em;
    color:#fff; background:var(--gradient-primary);
    box-shadow:0 10px 24px -12px rgba(0,10,120,.75), 0 2px 6px rgba(0,10,120,.18);
    transition:transform .2s ease, opacity .25s ease, visibility .25s, background .2s;
  }
  .menu-fab svg { width:18px; height:18px; color:var(--cyan); flex-shrink:0; }
  .menu-fab:hover { background:var(--gradient-primary-hover); }
  .menu-fab:focus-visible { outline:3px solid var(--cyan); outline-offset:3px; }
  body.menu-open .menu-fab { opacity:0; visibility:hidden; pointer-events:none; transform:translateY(8px); }
}
@media (max-width: 420px) {
  .menu-fab { left:calc(.75rem + env(safe-area-inset-left, 0px)); bottom:calc(.75rem + env(safe-area-inset-bottom, 0px)); padding:0 .85rem 0 .75rem; font-size:.8rem; }
}
@keyframes menuFade { from { opacity:0; } to { opacity:1; } }
@media (prefers-reduced-motion: reduce) { .menu, .menu.open { transition:none !important; } .menu-backdrop:not([hidden]) { animation:none; } }
@media print { .menu-fab, .menu-backdrop { display:none !important; } }

/* Recreated roll-up standee: accessible typography, no printed brand marks. */
.standee-section { background:#F3FAFF; padding-bottom:7rem; }
.standee-layout { display:grid; grid-template-columns:minmax(0,1fr) minmax(0,420px); gap:clamp(2rem,7vw,7rem); align-items:center; max-width:1040px; }
.standee-intro { max-width:440px; }
.standee-intro p { margin:1.4rem 0; }
 .standee {
  position: relative;
  width: 100%;
  color: #fff;
  background:
    radial-gradient(120% 85% at 12% 0%, rgba(95, 240, 255, 0.26), transparent 55%),
    linear-gradient(145deg, #000078 0%, #000AD2 40%, #1e56e0 72%, #2b94e8 100%);
  background-size: 100% 100%, 220% 220%;
  background-position: 0 0, 0% 40%;
  animation: standee-wash 16s ease-in-out infinite;
  border-top: 6px solid #5FF0FF;
  box-shadow: 0 18px 44px #001a7a20;
  overflow: hidden;
}
@keyframes standee-wash {
  0%, 100% { background-position: 0 0, 0% 32%; }
  50% { background-position: 0 0, 100% 68%; }
}
@media (prefers-reduced-motion: reduce) {
  .standee { animation: none; background-position: 0 0, 35% 50%; }
}
.standee.fade-up {
  animation: fadeUp .7s ease forwards, standee-wash 16s ease-in-out infinite;
}
@media (prefers-reduced-motion: reduce) {
  .standee.fade-up { animation: none; background-position: 0 0, 35% 50%; opacity: 1; transform: none; }
}

.standee-name { margin:0; padding:1.4rem 2rem; border-bottom:1px solid #ffffff38; font-family:var(--serif); font-size:1.5rem; }
.standee-body { padding:1.7rem 2rem 0; }
.standee-kicker { margin:0 0 1rem; font-size:.85rem; font-weight:600; letter-spacing:.06em; line-height:1.6; text-transform:uppercase; }
.standee h2 { margin:0 0 1.8rem; font-size:clamp(3.2rem,5vw,4.5rem); line-height:.99; color:#fff; letter-spacing:-.035em; }
.standee h2 em { color:#5FF0FF; font-weight:400; }
.standee-ways { border-top:1px solid #ffffff45; }
.standee-ways p { display:flex; gap:1rem; align-items:center; margin:0; padding:1rem 0; border-bottom:1px solid #ffffff45; font-size:1rem; line-height:1.5; }
.standee-ways span { flex:0 0 32px; height:32px; border:1px solid #5FF0FF; border-radius:50%; display:grid; place-items:center; color:#5FF0FF; font-size:.9rem; }
.standee-benefit { margin:1.5rem 0; font-family:var(--serif); font-size:1.65rem; line-height:1.25; }
.standee-benefit strong { font-weight:400; color:#5FF0FF; }
.standee-contact { padding:1.5rem 2rem; background:#E6F4FE; color:#000078; }
.standee-contact>p:first-child { font-size:1rem; font-weight:600; line-height:1.5; margin:0 0 1rem; }
.standee-actions { display:flex; gap:.65rem; }
.standee-actions a { min-height:48px; display:flex; align-items:center; justify-content:space-between; gap:.6rem; flex:1; padding:.7rem 1rem; background:#000AD2; color:white; font-size:.9rem; font-weight:600; text-decoration:none; }
.standee-actions a:hover { background:#000078; }
.standee-actions a:focus-visible { outline:3px solid #000078; outline-offset:3px; }
.standee-contact .standee-note { font-size:.76rem; line-height:1.6; margin:1rem 0 0; color:#263b69; }
@media(max-width:700px) {
.standee-layout { grid-template-columns:1fr; gap:2rem; }
.standee { max-width:420px; justify-self:center; }
.standee-intro { max-width:100%; }
.standee h2 { font-size:clamp(3rem,13vw,4.5rem); }
.standee-name { padding:1.2rem 1.5rem; }
.standee-body { padding:1.5rem 1.5rem 0; }
.standee-contact { padding:1.5rem; }
}

.standee-logos{display:grid;grid-template-columns:repeat(3,1fr);gap:.6rem;align-items:center;background:#fff;border-radius:10px;padding:.55rem .7rem;margin-bottom:1rem}
.standee-logos img{width:100%;height:46px;object-fit:contain;display:block}
@media(max-width:480px){.standee-logos img{height:34px}}


/* Standee as homepage hero — first in the hero */
.hero-standee { padding-bottom: 5.2rem; }
.hero-standee .hero-grid { grid-template-columns: minmax(300px, 440px) 1fr; align-items: center; gap: clamp(2rem, 5vw, 3.5rem); }
.hero-standee .standee { max-width: 440px; justify-self: start; }
.hero-standee .standee-logos { margin: 1.15rem 1.15rem 1rem; }
.standee-frame {
  position: relative;
  width: 100%;
  max-width: 440px;
  padding: 1.7rem .85rem .85rem;
  border: 1px solid rgba(0, 10, 120, 0.12);
  border-radius: 8px;
  justify-self: start;
}
.standee-figure {
  position: absolute;
  top: 0;
  left: 50%;
  transform: translate(-50%, -50%);
  margin: 0;
  max-width: calc(100% - 1.4rem);
  padding: .2rem .75rem;
  background: #F3FAFF;
  color: var(--navy);
  font-size: .78rem;
  font-weight: 650;
  letter-spacing: .03em;
  line-height: 1.35;
  text-align: center;
}
.hero-standee .standee-frame .standee { max-width: none; width: 100%; justify-self: stretch; }
@media (max-width: 720px) {
  .hero-standee { padding-bottom: 7rem; }
  .hero-standee .hero-grid { grid-template-columns: 1fr; }
  .hero-standee .standee { justify-self: center; width: 100%; }
  .hero-standee .standee-frame { justify-self: center; }
}

.split .portrait-card { margin-top: 1.75rem; max-width: 280px; }

.standee-share {
  margin-top: .65rem;
  width: 100%;
  min-height: 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .6rem;
  padding: .7rem 1rem;
  background: transparent;
  color: #000078;
  border: 1.5px solid #000AD2;
  font-family: inherit;
  font-size: .9rem;
  font-weight: 600;
  cursor: pointer;
}
.standee-share:hover, .standee-share:focus-visible { background: #000AD2; color: #fff; }
.standee-share:focus-visible { outline: 3px solid #000078; outline-offset: 3px; }